Auto insurance is required for most drivers, but policies can be confusing. This section explains how auto insurance works, what it covers, and what to expect when accidents or unexpected events happen.
A clear explanation of liability, collision, comprehensive, and optional auto insurance coverage types.
Read the guide →Common exclusions, limitations, and real-life examples of what auto insurance does not pay for.
Read the guide →A step-by-step walkthrough of the auto insurance claim process after an accident.
Read the guide →What drivers typically pay for auto insurance, why rates vary, and how to set realistic expectations.
Read the guide →Understand state minimum coverage laws, what they require, and why minimum coverage may not be enough.
Read the guide →What full coverage actually includes, what it does not, and when it makes sense for drivers.
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